Homeowners Insurance in Santa Clarita and Simi Valley, CA
Keeping Homeowners in Santa Clarita and throughout Southern California protected against Risk
From burglaries and injuries to fires and natural occurrences, the risks that you face as a homeowner are many. These and other risks can be costly to you in different ways if you’re unprotected, and for this reason it’s very important that you have protection. Insurance provides necessary protection, and at John H. Leming & Sons we have a complete homeowners insurance program, which we tailor to individual clients.
We’ve insured homeowners in Santa Clarita and in communities throughout Southern California for more than 80 years, and also each of our agents has at least ten years of experience providing insurance. We have access to approximately 20 companies that enable us to provide homeowners insurance, and also we write earthquake and flood insurance with approximately 10 different companies. Whether you live on your own in a one-bedroom house or you live with half a dozen other individuals in a seven-bedroom house, we’ll help you.
Homeowners Insurance Coverage Details for Homeowners in California
Homeowners insurance covers damages to property and liability or legal responsibility for injuries and/or property damages that policyholders cause to other individuals. It covers structures and personal belongings, and also homeowners insurance covers additional living expenses in the events that homeowners are temporarily unable to live in their homes.
Homeowners insurance protects against the costs of damages that are caused by most natural disasters, but it does not cover the costs of damages that are caused by earthquakes or floods. We offer flood insurance and earthquake insurance, which can be a part of a homeowners insurance policy or plan. Also, homeowners insurance can cover special property, including art work, jewelry, collectibles, and heirlooms.
There are many coverages from which you can choose, and we’ll help you find the right coverages. We’ll ensure that any solution that you purchase is fitting.
The coverages from which you can choose include but are not limited to:
- Property Insurance
- Homeowners Liability
- Renters Insurance
- Condo Insurance
- Mobile Home Insurance
- Valuable Property Insurance - (Jewelry coverages)
- Landlords Insurance
- In-Home Business Insurance
As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. Contact an agent to learn about these benefits and discounts.
Experienced, detailed Agents keeping you and your Home secure
We know how important it is that homeowners be protected and have insurance agents that help homeowners through claims processes. We thoroughly assess the homeowners’ needs, and we assist the homeowners’ through claims processes. Once we know and understand homeowners’ needs, we research coverages and rates. At the points that we know which coverages are best for the homeowners, we present the options that we find to homeowners.
We closely monitor billing, claims, and general policy activity, and as a result, homeowners pay for only what they must; homeowners are assisted through claims processes; and coverages are always current. We include homeowners in policy reviews whenever possible, and for this reason, the homeowners can fully understand their purchases and be aware of needs for changes to coverages.
Additional Homeowners Insurance Information:
- California Homeowners Insurance Information and Resources (The California Department of Insurance)
- Homeowners Insurance Buyer’s Guide (The National Association of Insurance Commissioners (NAIC))
- Homeowners Insurance Details and Resources (The Insurance Information Institute (III))
At John H. Leming & Sons we’re proud to provide homeowners insurance in Santa Clarita, Simi Valley, Palmdale, Lancaster, San Fernando, and Los Angeles, CA. We also serve other areas in the state.