Business Insurance in Santa Clarita and Simi Valley, CA

Partnering with California Business Owners to Secure Assets 

A team works together to solidify success in a common area. Businesses are especially adept to this concept. In order to produce a product and turn a profit, business owners and their employees must collaborate. Whether sharing original ideas or established expertise, each individual brings something unique to the table.

Agents at John H. Leming & Sons were inspired by this philosophy and eager to join the practice. As a result, we’ve worked directly with California businesses and residents since our agency was founded in 1935. This plethora of experience led to the development of our comprehensive business insurance program. Working alongside your team, we’ll determine which aspects of this program are necessary to ensure continued prosperity for your company.

Business Insurance Coverage Details

Along with your business, we partner with a collection of national carriers, such as Liberty Mutual, Hartford Casualty, and Allied Nationwide. Once agents determine fitting coverage, they’ll match these needs with offerings supplied by our carriers. This process confirms agents provide personalized attention, while writing policies backed by trusted insurance products.

For small and medium-sized businesses, agents typically recommend a business owners policy (BOP).  A BOP package contains uniform coverages relevant to businesses of this stature, including property insurance, and liability insurance. Additional coverages can be included based on business needs.

We also offer comprehensive workers compensation insurance coverage. Workers comp is largely dependent on the state in which business is conducted. Our agents stay up-to-date on regulations within the system and adjust policies accordingly. Once coverage is established, we’ll send certificates directly to the California Contractors State License Board (CSLB), alleviating tasks and strain for the business owner.

The coverages mentioned above are just a singular aspect of our business insurance program. The following list includes a larger selection of offerings we provide:

• Commercial property insurance
• Commercial general liability
• Business owners policy (BOP)
• Inland marine insurance
• Commercial auto insurance
• Commercial umbrella insurance
• Professional liability
• Workers compensation
• Crime insurance
• And much more …

Agents Working with You 

Businesses differ greatly in terms of size, equipment, as well as products and services offered. All these factors contribute to the type of business insurance coverage needed. We begin our process by learning the ins and outs of your business practice. This collaboration provides insight for our agents, while confirming to clients that coverage is accurate.  

Our agents pull from extensive experience in working alongside local businesses. Although policies vary, similar scenarios may arise. We’ll pull from this familiarity to develop your insurance solution.

If you’re interested in learning more about our business insurance program, contact an agent today. To begin a policy, feel free to request a quote. 

Additional Resources:

• Insurance Information for California Businesses (California Department of Insurance)
• Business Insurance Materials (Insurance Information Institute (III))
• Insurance Guides for Business Owners (National Association of Insurance Commissioners (NAIC))

At John H. Leming & Sons Insurance, we’re proud to provide business insurance in Santa Clarita, Simi Valley, Palmdale, Lancaster, San Fernando, and Los Angeles, CA. We’re also licensed to serve other areas in the state.