Auto Insurance in Santa Clarita and Simi Valley, CA

Protecting Drivers in Santa Clarita and throughout Southern California against Risk

From theft and fires to natural occurrences and collisions with animals, the risks that you face as a driver are many.  These and other risks can be costly in different ways to you if you’re unprotected, and this is one reason why it’s very important that you have protection.  Insurance provides necessary protection, and at John H. Leming & Sons we have a complete auto insurance program, which we tailor to individual clients. 

We’ve provided auto insurance in Santa Clarita and in communities throughout Southern California for more than 80 years, and also we work with a variety of A-rated carriers.  We can insure any motorized vehicle in California, and also our service is unmatched.  Whether you drive a single vehicle of which you’re the only operator, or you drive a number of vehicles of which there are multiple operators, we’ll help you.

Auto Insurance Coverage Details for Drivers in California

The State of California requires that all drivers who are residents of the state have liability insurance, which covers costs that are related to damages and/or injuries that drivers cause in accidents.  State minimum limit requirements for liability insurance provide nominal amounts of protection, and this is one reason why we don’t write policies that have limits that do not exceed state minimum requirements; we write policies that have limits that far exceed state requirements. 

Comprehensive coverage, collision coverage, and uninsured/underinsured motorist coverage are not required for drivers in California, but they’re helpful to virtually any driver.  We offer the aforementioned coverages and other coverages, which we’ll help you select.  Also, we’ll ensure that any solution that you purchase is fitting. 

The coverages from which you can choose include but are not limited to:

• Liability Coverage
• Comprehensive Coverage
• Collision Coverage
• Uninsured & Underinsured Motorist Coverage
• Diminishing Deductible
• Accident Forgiveness
• Minor Violation Forgiveness
• Roadside Assistance
• Specialty Auto Insurance
• 24-Hour Customer Service
• Towing
• Rental Reimbursement
• Personal Injury Protection (PIP)
• Mexican Auto Insurance
• Medical Payments Coverage

As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible.  To learn about these benefits and discounts, contact an agent.

Experienced, thorough Agents keeping you and your Vehicle secure

We know how important it is that drivers be protected and have insurance agents that help the drivers through claims processes.  For this reason, we thoroughly assess drivers’ needs, and we assist drivers through claims processes.  Once we know and understand the drivers’ needs, we ask for all pertinent rating information, and we search for the best rates and coverage options.  At the points that we know which rates and coverage options are best, we present our findings. 

We monitor general policy activity, billing, and claims, and as a result, coverages are always current and drivers’ rates are always competitive; drivers never pay more than they should for their insurance; and drivers receive assistance with usage of their insurance, respectively.  Whenever possible, we include the drivers in policy review processes.  For this reason, drivers can fully understand their purchases and be cognizant of needs for changes to coverages. 

Contact us or call us today.  To start on a policy, request a quote.

Additional Auto Insurance Information:

• California Auto Insurance Information and Resources (The California Department of Insurance)
• California Auto Insurance Details and Resources (DMV)
• Auto Insurance Shopping Tool (The National Association of Insurance Commissioners (NAIC))

At John H. Leming & Sons we’re proud to provide car insurance in Santa Clarita, Simi Valley, Palmdale, Lancaster, San Fernando, and Los Angeles, CA.  We also serve other areas in the state.